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FDIC Coverage

***Please read this entire page for important information***

Open a High Interest Rate checking account with Lone Star Bank Today!
Call 713-358-9400 for more information.

Best Rates on Money Market Accounts, Savings Accounts and CDs

Lone Star Bank is pleased to offer some of the best rates in Houston, Texas. Our commitment to offering high interest rates on money market accounts, savings accounts and CD's is based on our mission to consistently exceed the service expectations of our customers.

Lone Star Bank offers:

› High Yield Money Market
Savings accounts
› 6-, 12-, or 18-month term high yield CDs
› IRAs
› Business Checking accounts
› Lone Star Virtual Bank - make deposits without leaving your office
› Services for Professionals

At Lone Star Bank, every customer is a private banking customer. We encourage you to come by one of our locations, sit down with a banking professional and experience first-hand the Lone Star Bank difference. Or call us, to find out how we can assist you with all your banking needs.


Please ask our New Account Representative about the FDIC
deposit insurance

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS :

  • All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary, unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

  • The term "non-interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts..

  • If your account agreement provides for automatic transfers ("sweeps") between a non-interest-bearing transaction account and a NOW or money-market deposit account, funds swept into, or remaining in, the interest-bearing NOW or money-market account are not covered by the temporary, unlimited FDIC insurance coverage.

  • For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.


Texas Department Of Banking Complaint Process

Lone Star Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Lone Star Bank should contact the Texas Department of Banking.

Customers may file complaints with the Texas Department of Banking by contacting the Department through one of the means listed below.


In Person or U.S. Mail: 2601 North Lamar Boulevard, Suite 300
Austin, Texas 78705-4294
Telephone: (877) 276-5554
Fax: (512) 475-1313
E-mail: consumer.complaints@banking.state.tx.us
Website: www.banking.state.tx.us

Limitation on Luxury Expenditures Policy
Section 111 of the Emergency Economic Stabilization Act of 2008 (12 U.S.C. 5221) requires that recipients of TARP investments develop a written policy placing certain limitations on what certain individuals or government agencies may deem to be luxury expenditures.

For more information  Click Here.

 

Copyright© 2007 Lone Star Bank. All Rights Reserved. Member FDIC and an Equal Housing Lender