Free Checking is a non-interest-bearing account with unlimited check writing privileges and limited services*.

Account Name	Free Checking
Minimum to Open	$50.00
Monthly Maintenance Fee and Other Charges	$0.00
Minimum Balance to avoid Maintenance Fee	$0.00
Other Charges	**
Overdraft Protection Available	YES
Free VISA Check Card	YES
Free ATM Card Available	YES
Free Online Banking Available	YES
Loan rate reduction of 0.25% with auto-debit	YES
Free Automated Account Inquiry Access by Telephone	YES
Images Provided with Statement	NO
Reduced Fees for Cashier's Checks and Money Orders	NO
Free 1st Box of LSB Custom Wallet Checks	NO

* Limited Services means that no check images or paper statement will be mailed except for statements required by electronic funds transfer activity. Account may be accessed through automated telephone inquiry or online banking.
** Published fees for insufficient funds checks, overdrafts, stop payments, telephone transfers, telephone inquiries, etc., will apply.

You can open a new account by visiting any one of our convenient locations or call us for additional information.