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| LSB Business Essential | LSB Business Interest Checking | LSB Commercial Checking with Analysis | |
|---|---|---|---|
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Ideal for small businesses with low transactions.
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An account that pays you interest & gives you flexibility to run your business.
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Great for larger businesses with high transaction volume.
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Features |
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| Earns Interest | N/A |  |
N/A |
| Earnings Credit | N/A | N/A |  |
| Visa Debit Card |  |
 |
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| LSB Online Banking & Bill Pay |  |
 |
 |
| LSBTexas Mobile Banking |  |
 |
 |
| LSB Mobile Deposit |  |
 |
 |
| LSB ACH* |  |
 |
 |
| LSB I-Pay (Billpay) |  |
 |
 |
| LSB E-Statements with Images |  |
 |
 |
| LSB Remote Deposit* |  |
 |
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| Quickbooks Download |  |
 |
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| First Order Of Checks Free** |  |
 |
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Monthly Fees |
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| Minimum to Open | $100 | $250 | $500 |
| Monthly Service Charge | $12 | $15 | $12.50 |
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ATM Fees
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Refunded | Refunded | Refunded |
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Items Allowed***
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150 ($0.25 for each transaction posted in excess of 150) | 200 ($0.25 for each transaction posted in excess of 200) | $0.15 Withdrawals / $0.12 Deposits |
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Ways to Avoid Monthly Service Charge
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$1,500 Minimum and $4,000 Average Collected Balance or $25,000 Commercial Loan Balance
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Maintain $5,000 Average Collected Balance or $25,000 Minimum Commercial Loan Balance
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Fees can be offset through an Earnings Credit based on current rate per $100 average collected balance over the statement period
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Additional Services |
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Merchant Card Processing
Offered by non-affiliated strategic partner
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Available | Available | Available |
| LSB Business Savings & Money Market Accounts | Available | Available | Available |
*Credit approval required
**Basic Business Checking Package Only
***Items in excess of Items Allowed will be charged a per item fee
Complete information and disclosures for the accounts are available from a banking specialist.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions obtain, verify and record information which identifies each person or organization opening an account. In addition, on legal entity accounts, we will require identification on beneficial owners and controlling person.
When an account is opened, we will request name, address, date of birth and other information which will allow us to identify all signers. We may also require presentation of a driver’s license, passport or other identifying documents.
When an account is opened, we will request name, address, date of birth and other information which will allow us to identify all signers. We may also require presentation of a driver’s license, passport or other identifying documents.