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| LSB Personal Savings | LSB Personal High Yield Money Market | |
|---|---|---|
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A great account to start saving, with easy access to funds.
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A tiered interest-bearing account designed to pay higher interest rates on larger balances with limited check writing privileges.
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Features |
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| Earns Interest |  |
 |
| Visa Debit Card | N/A |  |
| LSB Online Banking & Bill Pay |  |
 |
| LSBTexas Mobile Banking |  |
 |
| LSB Mobile Deposit |  |
 |
| LSB E-Statements with Images |  |
 |
| Bank to Bank Transfers |  |
 |
Monthly Fees |
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| Minimum to Open | $200 | $250 |
| Monthly Service Charge | $6 per Quarter* | $10 per Month** |
| ATM Fees | Refunded | Refunded |
| Ways to Avoid Monthly Service Charge | Maintain $200 Average Collected Balance or Link to $1,000 CD | Maintain $2,500 Average Collected Balance or $1,500 Minimum Balance |
Additional Services |
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| ATM Access | Available | Available |
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Over-Draft Protection (ODP)
Credit Approval Required
|
Available | Available |
| LSB Personal Checking Accounts | Available | Available |
*If savings account exceeds the 6 withdrawal limit there will be a $2.00 fee for each withdrawal over the limit per quarter.
**If money market account exceeds the 6 withdrawal limit there will be a $10.00 fee for each withdrawal over the limit per statement cycle.
Complete information and Truth in Savings disclosures for the accounts are available from a banking specialist.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions obtain, verify and record information which identifies each person or organization opening an account. In addition, on legal entity accounts, we will require identification on beneficial owners and controlling person.
When an account is opened, we will request name, address, date of birth and other information which will allow us to identify all signers. We may also require presentation of a driver’s license, passport or other identifying documents.
When an account is opened, we will request name, address, date of birth and other information which will allow us to identify all signers. We may also require presentation of a driver’s license, passport or other identifying documents.