CD Promotions
Effective 12/15/2025
CDs Under $100,000 |
CDs $100,000 or More |
|---|---|
90 Day 2.80% APY |
90 Day 2.80% APY |
6 Month 3.55% APY |
6 Month 3.65% APY |
11 Month 3.30% APY |
11 Month 3.05% APY |
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| Account Type | Minimum Deposit to Open Account | Minimum Daily Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Personal Interest† | ||||
| No Tiers | $250.00 | $0.01 | 0.08% | 0.08% |
| Senior Interest† | ||||
| No Tiers | $250.00 | $0.01 | 0.10% | 0.10% |
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| Account Type | Minimum Deposit to Open Account | Minimum Daily Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Personal Savings† | ||||
| No Tiers | $200.00 | $0.01 | 0.20% | 0.20% |
| Personal Money Market† | ||||
| $0-$24,999 | $250.00 | $0.01 | 0.15% | 0.15% |
| $25,000-$99,999 | $250.00 | $25,000.00 | 0.50% | 0.50% |
| $100,000-$249,999 | $250.00 | $100,000.00 | 0.85% | 0.85% |
| $250,000-$499,999 | $250.00 | $250,000.00 | 1.00% | 1.00% |
| $500,000 and over |
$250.00 | $500,000.00 | 3.54% | 3.60% |
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| Account Type | Minimum Deposit to Open Account | Minimum Daily Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Under $100,000‡ | ||||
| 7-29 Days | $1,000.00 | $1,000.00 | 0.20% | 0.20% |
| 30-59 Days | $1,000.00 | $1,000.00 | 0.20% | 0.20% |
| 60-89 Days | $1,000.00 | $1,000.00 | 0.20% | 0.20% |
| 90-179 Days | $1,000.00 | $1,000.00 | 2.56% | 2.59% |
| 6 Months | $1,000.00 | $1,000.00 | 3.09% | 3.14% |
| 9 Months | $1,000.00 | $1,000.00 | 2.56% | 2.59% |
| 11 Months | $1,000.00 | $1,000.00 | 2.79% | 2.83% |
| 12 Months | $1,000.00 | $1,000.00 | 2.79% | 2.83% |
| 13 Months | $1,000.00 | $1,000.00 | 2.79% | 2.83% |
| 15 Months | $1,000.00 | $1,000.00 | 1.97% | 1.99% |
| 18 Months | $1,000.00 | $1,000.00 | 2.07% | 2.09% |
| 24 Months | $1,000.00 | $1,000.00 | 0.21% | 0.21% |
| 30 Months |
$1,000.00 | $1,000.00 | 0.26% | 0.26% |
| 36 Months | $1,000.00 | $1,000.00 | 0.31% | 0.31% |
| 48 Months |
$1,000.00 | $1,000.00 | 0.41% | 0.41% |
| 60 Months | $1,000.00 | $1,000.00 | 0.51% | 0.51% |
| $100,000 or more‡ | ||||
| 7-29 Days | $100,000.00 | $100,000.00 | 0.20% | 0.20% |
| 30-59 Days | $100,000.00 | $100,000.00 | 0.20% | 0.20% |
| 60-89 Days | $100,000.00 | $100,000.00 | 0.20% | 0.20% |
| 90-179 Days | $100,000.00 | $100,000.00 | 2.56% | 2.59% |
| 6 Months | $100,000.00 | $100,000.00 | 3.09% | 3.14% |
| 9 Months | $100,000.00 | $100,000.00 | 2.56% | 2.59% |
| 11 Months | $100,000.00 | $100,000.00 | 2.79% | 2.83% |
| 12 Months | $100,000.00 | $100,000.00 | 2.79% | 2.83% |
| 13 Months | $100,000.00 | $100,000.00 | 2.79% | 2.83% |
| 15 Months |
$100,000.00 | $100,000.00 | 1.97% | 1.99% |
| 18 Months | $100,000.00 | $100,000.00 | 2.07% | 2.09% |
| 24 Months | $100,000.00 | $100,000.00 | 0.21% | 0.21% |
| 30 Months | $100,000.00 | $100,000.00 | 0.26% | 0.26% |
| 36 Months | $100,000.00 | $100,000.00 | 0.31% | 0.31% |
| 48 Months | $100,000.00 | $100,000.00 | 0.41% | 0.41% |
| 60 Months | $100,000.00 | $100,000.00 | 0.51% | 0.51% |
Please scroll left to view the rest of the table.
| Account Type | Minimum Deposit to Open Account | Minimum Daily Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Business Interest Checking† | ||||
| $0-$4,999 | $250.00 | $0.01 | 0.08% | 0.08% |
| $5,000-$49,999 | $250.00 | $5,000.00 | 0.08% | 0.08% |
| $50,000-$99,999 | $250.00 | $50,000.00 | 0.08% | 0.08% |
| $100,000-$499,999 | $250.00 | $100,000.00 | 0.08% | 0.08% |
| $500,000 and over | $250.00 | $500,000.00 | 0.09% | 0.09% |
| Business Money Market† | ||||
| $0-$24,999 | $2,500.00 | $0.01 | 0.10% | 0.10% |
| $25,000-$99,999 | $2,500.00 | $25,000.00 | 2.96% | 3.00% |
| $100,000-$249,999 | $2,500.00 | $100,000.00 | 2.96% | 3.00% |
| $250,000-$499,999 | $2,500.00 | $250,000.00 | 3.28% | 3.33% |
| $500,000 and over |
$2,500.00 | $500,000.00 | 3.28% | 3.33% |
| Business Savings† | ||||
| No Tiers | $200.00 | $0.01 | 0.20% | 0.20% |
Please scroll left to view the rest of the table.
| Account Type | Minimum Deposit to Open Account | Minimum Daily Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Under $100,000‡ | ||||
| 6 Months | $1,000.00 | $1,000.00 | 3.09% | 3.14% |
| 12 Months | $1,000.00 | $1,000.00 | 2.79% | 2.83% |
| 13 Months | $1,000.00 | $1,000.00 | 2.79% | 2.83% |
| 18 Months | $1,000.00 | $1,000.00 | 2.07% | 2.09% |
| 24 Months | $1,000.00 | $1,000.00 | 0.21% | 0.21% |
| 30 Months | $1,000.00 | $1,000.00 | 0.26% | 0.26% |
| 36 Months | $1,000.00 | $1,000.00 | 0.31% | 0.31% |
| 48 Months | $1,000.00 | $1,000.00 | 0.41% | 0.41% |
| 60 Months | $1,000.00 | $1,000.00 | 0.51% | 0.51% |
| $100,000 or more‡ | ||||
| 6 Months | $100,000.00 | $100,000.00 | 3.09% | 3.14% |
| 12 Months | $100,000.00 | $100,000.00 | 2.79% | 2.83% |
| 13 Months | $100,000.00 | $100,000.00 | 2.79% | 2.83% |
| 18 Months | $100,000.00 | $100,000.00 | 2.07% | 2.09% |
| 24 Months | $100,000.00 | $100,000.00 | 0.21% | 0.21% |
| 30 Months | $100,000.00 | $100,000.00 | 0.26% | 0.26% |
| 36 Months | $100,000.00 | $100,000.00 | 0.31% | 0.31% |
| 60 Months | $100,000.00 | $100,000.00 | 0.51% | 0.51% |
Rates effective as of 12/15/2025
NOTICE:
†THE RATES MAY CHANGE AFTER THE ACCOUNT IS OPENED.
‡A PENALTY WILL OR MAY BE IMPOSED FOR EARLY WITHDRAWAL.
ANNUAL PERCENTAGE YIELD ASSUMES THAT INTEREST REMAINS ON DEPOSIT UNTIL MATURITY.
MAINTENANCE FEES, ACTIVITY FEES, OR WITHDRAWALS WILL REDUCE EARNINGS.
FOR MORE INFORMATION CALL: 713-358-9400